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Thursday, May 29, 2008

The Chase Student Loans: Private Student Loans

Private Student Loans - Money for College


Chase Student Loans: Private Student Loans
Chase Private Student Loans can help for all of your college needs—from undergraduate through graduate/professional school. Chase Private Student Loans provide critical assistance when federal student loans, grants and scholarships are not enough for the full cost of your higher education. Plus it can help pay for college expenses not covered by other forms of student financial aid.

Private Student Loan Benefits include:

$1,000 - $40,000 available per year
Funds are sent directly to you in as little as five business days
Use your student loan funds for any education-related expense including tuition, living expenses, books, lab fees, supplies?even a laptop computer or previous school fees
No student financial aid forms or school certifications are required
Flexible repayment terms
No application deadlines; apply anytime

Private student loans, also called alternative college loans, can be used to cover most education-related expenses. These college loans are a great option when federal student loans and other forms of student financial aid aren't enough to cover the full cost of your education. Because most private student loans are credit-based, families cannot be turned down for making too much money.

College Loans Tip - You should be conservative with student loans and borrow wisely, because the amount of money for college that you borrow might have long-term effect that can influence your lifestyle!

Most private student loans are in the student's name, which allow the student to start building their credit. Unless the student meets certain requirements, an eligible cosigner may be needed for a private student loan. A cosigner can be a parent, relative, spouse, friend or other eligible adult. Student loan rates and fees are determined by the lender and usually depend on both the student's and the cosigner's credit score.

Why choose Chase Student Loans?
Chase Student Loans is one of the nation's leading providers of student loans. Chase student loan experts work with thousands of students every year to help them reach their education goals. The application process for a Chase student loan is secure, easy and quick, and special borrower benefits are available.

Chase also offers services beyond student loans to help you plan your financial future.

As you determine the best way to finance your education, you should consider the full range of student financial aid options available. Private loans, like the Chase Private Student Loan, can be used when federal loans, grants and other forms of financial aid are not sufficient to cover the full cost of education.

Chase services its Private Student Loans and does not sell them to another lender.

Chase Private Student Loans are subject to credit approval, receipt of a completed and signed Application/Promissory Note, verification of application information and verification of student's enrollment at a participating school.

Chase Student Loans: Private Student Loans
Source : http://www.chase.com/index.jsp?pg_name=ccpmapp/shared/assets/page/private_student_loans

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